Gérez vos 5 assurances sociales sous le même toit
Avec Easy5
- AVS/AI/APG/AC
- Allocations familiales
- Perte de Gain Maladie
- Assurances Accidents LAA
- Prévoyance professionnelle LPP
All-in-one solution that combines 5 social insurances with Payroll Service.
So easy.
easy5 – a unique offer in Switzerland from HOTELA
All social insurances and customized payroll services in a one-stop solution
easy5 is a comprehensive package that consolidates all social insurances as well as selected payroll services for a seamless experience. From old-age and survivor's insurance (OASI) and family allowances to occupational pensions (BVG), accident insurance, and daily sickness benefit insurance, right through to payroll accounting, HOTELA offers businesses a one-stop solution. This integration offers numerous advantages, allowing companies to streamline their operations efficiently.
Get the complete package
or choose your services à la carte:
You decide!
easy5 benefits
Save Precious Time
Navigating through the complexities of social insurance and payroll systems can be a daunting task. They’re strictly regulated and demand a considerable amount of your time and effort. With easy5, you can significantly decrease your workload. Focus on what truly matters and reclaim valuable time to dedicate to your clients.
Everything Becomes Easier
With easy5, both you and your team have a single point of contact for all insurance queries - HOTELA. This guarantees streamlined communication and ensures personalized advice.
Professionals Handle Your Payroll
With easy5, you'll experience significant relief and gain from the expertise of the HOTELA team. They ensure that your payroll documents are accurate and clear, and that your payroll administration complies with all requirements.
Stay in Control
The HOTELA+ digital platform is at your service for all your insurance management needs. Once you've reported an insurance event to HOTELA, you can track its progress online at any time. This way, you always stay in the loop.
Always Stay Updated
With easy5, rest assured that your contribution collection remains cutting-edge. This way, you sidestep any late fees that accrue with delayed payments.
Lower Your Expenses
Enjoy significant savings on family allowances and reduce your social security administration costs by consolidating your insurance needs with HOTELA.
Who is easy5 designed for?
The easy5 service package is tailored for businesses of all sizes and from every sector, catering to a diverse array of needs.
HOTELA presents easy5 as the go-to solution for all employers subject to the Swiss social insurance system, desiring a comprehensive package that encompasses payroll administration. This all-in-one solution is crafted to meet their unique requirements, providing equitable terms, leveraging existing synergies among social insurance schemes, and seamlessly integrating social insurance and payroll systems for optimal efficiency.
Who is HOTELA?
HOTELA stands out as the sole insurance expert offering a comprehensive suite of social insurance products – including old-age and survivor's insurance (OASI), family allowances, occupational pensions, as well as daily sickness benefit and accident insurance – all from its own portfolio.
For over 75 years, HOTELA has been a leader in its field, partnering with businesses throughout Switzerland. As a non-profit organization, HOTELA provides competitive premiums and contributions, returning any surplus directly to its clients.
HOTELA by the Numbers:
✔️ Serving over 4,000 corporate clients
✔️ Insuring 150,000 individuals
✔️ Powered by 270 dedicated employees
✔️ Managing CHF 4.4 billion in OASI payroll
✔️ Overseeing CHF 2.4 billion in BVG pension assets
The 5 Social Insurances
OASI Compensation Fund
- Administration of all first-pillar social insurance programs: old-age and survivor's insurance, disability insurance, and income replacement for maternity, paternity, and military service.
- Collection of contributions for unemployment insurance.
Family Allowances
- Management of Family Allowances across all 26 cantons
Occupational Pension Plans
- Conversion rates ranging from 6% to 6.8% for the entire retirement capital
- A wide array of pension plans available
- Flexibility in choosing the coordination deduction and the maximum salary
- Investment policy aligned with the guidelines of our Charter for Responsible Investments
Daily Sickness Benefit Insurance
- Custom-tailored insurance solutions in accordance with KVG and VVG – designed to meet your specific needs
- Choose your coverage amount and the waiting period duration
Accident Insurance
- Mandatory accident insurance alongside the Accident Insurance Act (UVG) supplementary insurance, featuring a variety of modules
- Choose your coverage amount and the waiting period duration
Outsourcing Payroll Administration
HOTELA goes beyond managing your social insurance by taking charge of your payroll administration for your employees - effortlessly, professionally, and at an attractive rate. How does it work? You simply enter and update your employees' data on our digital platform. Our team of specialists handles the preparation and creation of all required or requested documents:
- Payroll statements
- Bank payment orders
- Balances for vacation, holidays, and public holidays
- Unemployment certificates
- Salary certificates for tax purposes
- Various accounting journals
FAQ
Do I need to sign up for all social insurances with HOTELA to take advantage of easy5?
Absolutely not, easy5 offers you flexibility. You have the freedom to select the social insurances that meet your needs.
Is it possible to outsource payroll to HOTELA without signing up for any insurance?
To access our payroll services, you must at least be connected to the HOTELA OASI compensation fund.
What's the cost of easy5?
The rates for social insurance contributions and premiums depend on several factors, notably cantonal regulations and your desired level of insurance coverage. As HOTELA operates on a non-profit basis, we strive to calculate premiums as accurately as possible.
Outsourcing payroll administration costs vary depending on the number of employees in your company.
I'm currently tied to another insurance partner due to notice periods. What should I do?
You can transition to HOTELA in stages. A phased approach is always an option – whether you opt for the full easy5 package, including all 5 social insurances and payroll outsourcing, or select individual products.
My company is subject to a collective labor agreement (CLA) that stipulates social insurance requirements. Does easy5 comply with these guidelines?
We're here to help and will review your CLA together to ensure that our insurance products meet its specifications.
Given my field of work, I'm required to have accident insurance with SUVA. Can I still use easy5?
This regulation must be adhered to. For all other aspects – OASI, family allowances, occupational pensions, daily sickness benefit insurance, and payroll services – you can benefit from what easy5 has to offer.
